A personal note from Joslin Cofer, the Founder/CEO of New Beginnings Credit Consulting...
I know what it feels like to be in a situation where no matter what you do, you can never seem to come out of debt....even after planning and saving, and trying to come to terms with the debt collectors.. The harassing phone calls just keep coming. The past due statements continue coming in the mail.. I know what it's like to walk into a car dealership and falling hard in love with a car I have always wanted, knowing I can afford it, and can't get a loan. Just decline after decline.
And be able to provide a service that's 100% transparent, and 100% honest! But most importantly, AFFORDABLE!!
This photo above is a reality! And it could be yours too! Click the photo to start!
If you have ever been told thing like...
➡ "I'm sorry, but the bank can't approve you."
➡ "You have too many past due accounts for this loan."
➡ "Try paying off some of these old debts before applying for a home"
➡ "I'm sorry, but the bank can't approve you."
➡ "You have too many past due accounts for this loan."
➡ "Try paying off some of these old debts before applying for a home"
Then this program could be the exact thing you've been looking for.. We have helped countless customers, we know we can help you too!
It's only $149 enrollment, $99 a month for this limited time offer!
All backed by our 45 day money back guarantee!
What is our 45 day money back Guarantee?
You are entitled to a 100% refund on all monthly payments if:
our team of credit experts fail to remove or correct any derogatory items on our credit report within 45 days, you are entitled to a full refund of your monthly payments.
•Lastly, to claim our 45 Day Money Back Guarantee, you must give us at least 45 days to work to be eligible for a refund. In exchange you are agreeing to maintain credit monitoring and FORWARD ALL CORRESPONDENCE within 3 days of receiving them. Lastly, to claim our 45 Day Money Back Guarantee, you must refrain from any new collections and missed payments. Otherwise you will NOT be eligible for the money back guarantee.
You are entitled to a 100% refund on all monthly payments if:
our team of credit experts fail to remove or correct any derogatory items on our credit report within 45 days, you are entitled to a full refund of your monthly payments.
•Lastly, to claim our 45 Day Money Back Guarantee, you must give us at least 45 days to work to be eligible for a refund. In exchange you are agreeing to maintain credit monitoring and FORWARD ALL CORRESPONDENCE within 3 days of receiving them. Lastly, to claim our 45 Day Money Back Guarantee, you must refrain from any new collections and missed payments. Otherwise you will NOT be eligible for the money back guarantee.
Who are we?
|
Joslin Cofer is a certified credit consultant and author from Texas. In her previous life, she received her Bachelor’s Degree in Business Management and was employed by major companies in operations management, credit risk, and human resource management.
Before opening her own credit repair business two years ago, Joslin’s credit score took a major blow due to a divorce. After losing her house and having her car repossessed, she quickly realized the negative effects of a poor credit score, especially on potential employment opportunities. Deciding enough was enough, Joslin took it upon herself to repair her credit, and has been helping others do the same ever since. Sign up now!!! |
Don't just take my word for it, Here's some reviews from our customers!
9 Easy benefits of having good credit!
↪ Low Interest Rates on Credit Cards and Loans
The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you'll pay off the debt and the more money you have for other expenses.
↪ Better Chance for Credit Card and Loan Approval
Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they've been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors such as your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.
↪ More Negotiating Power
A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won't have other credit offers or options.
↪ Get Approved for Higher Limits
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.
↪ Easier Approval for Rental Houses and Apartments
More landlords are using credit scores as part of their tenant screening process. A bad credit score, especially if it’s caused by a previous eviction or outstanding rental balance, can severely damage your chances of getting into an apartment. A good credit score saves you the time and hassle of finding a landlord that will approve renters with damaged credit.
↪ Better Car Insurance Rates
Add auto insurers to the list of companies that will use a bad credit score against you. Insurance companies use information from your credit report and insurance history to develop your insurance risk score, so they often penalize people who have low credit scores with higher insurance premiums. With a good credit score, you’ll typically pay less for insurance than similar applicants with lower credit scores.
↪ Get a Cell Phone on Contract With No Security Deposit.
Another drawback of having a bad credit score is that cell phone service providers may not give you a contract. Instead, you’ll have to choose one of those pay-as-you-go plans that have more expensive phones. At the least, you might have to pay extra on your contract until you've established yourself with the provider. People with good credit avoid paying a security deposit and may receive a discounted purchase price on the latest phones by signing a contract.
↪ Avoid Security Deposits on Utilities
These deposits are sometimes $100 to $200 and a huge inconvenience when you’re relocating. You may not be planning to move soon, but a natural disaster or an unforeseen circumstance could change your plans. A good credit score means you won’t have to pay a security deposit when you establish utility service in your name or transfer service to another location.
↪ Bragging Rights
Because of all the benefits, a good credit score is something to be proud of, especially if you've had to work hard to take your credit score from bad to good. And if you've never had to experience a bad credit score, keep doing what it takes to maintain your good score. It only takes a few missed payments to start getting off track.
The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you'll pay off the debt and the more money you have for other expenses.
↪ Better Chance for Credit Card and Loan Approval
Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they've been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors such as your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.
↪ More Negotiating Power
A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won't have other credit offers or options.
↪ Get Approved for Higher Limits
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.
↪ Easier Approval for Rental Houses and Apartments
More landlords are using credit scores as part of their tenant screening process. A bad credit score, especially if it’s caused by a previous eviction or outstanding rental balance, can severely damage your chances of getting into an apartment. A good credit score saves you the time and hassle of finding a landlord that will approve renters with damaged credit.
↪ Better Car Insurance Rates
Add auto insurers to the list of companies that will use a bad credit score against you. Insurance companies use information from your credit report and insurance history to develop your insurance risk score, so they often penalize people who have low credit scores with higher insurance premiums. With a good credit score, you’ll typically pay less for insurance than similar applicants with lower credit scores.
↪ Get a Cell Phone on Contract With No Security Deposit.
Another drawback of having a bad credit score is that cell phone service providers may not give you a contract. Instead, you’ll have to choose one of those pay-as-you-go plans that have more expensive phones. At the least, you might have to pay extra on your contract until you've established yourself with the provider. People with good credit avoid paying a security deposit and may receive a discounted purchase price on the latest phones by signing a contract.
↪ Avoid Security Deposits on Utilities
These deposits are sometimes $100 to $200 and a huge inconvenience when you’re relocating. You may not be planning to move soon, but a natural disaster or an unforeseen circumstance could change your plans. A good credit score means you won’t have to pay a security deposit when you establish utility service in your name or transfer service to another location.
↪ Bragging Rights
Because of all the benefits, a good credit score is something to be proud of, especially if you've had to work hard to take your credit score from bad to good. And if you've never had to experience a bad credit score, keep doing what it takes to maintain your good score. It only takes a few missed payments to start getting off track.
YES!! All of this can be yours! all for 50% OFF!!!!! only $99 a month!! And it's only $149 to start.
|
New Beginnings Credit Consulting
|
© New Beginnings Credit Consulting. All rights reserved. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. We do not provide legal advice. We do not guarantee the permanent removal of verifiable tradelines. We require active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.
